Blog Search Blog Entries: Troy Garris 10/3/24 Troy Garris 10/3/24 CFPB’s Focus on Data Security and Breaches: Essential Steps for the Mortgage C-Suite Read More Troy Garris 9/18/24 Troy Garris 9/18/24 Court Sets Aside FTC Non-Compete Ban – Nationwide Read More Richard Horn 9/13/24 Richard Horn 9/13/24 Garris Horn Successfully Defends its Client Against CFPB and DOJ Reverse Redlining Claims: Motion to Dismiss Granted in Federal District Court Read More Richard Horn 8/14/24 Richard Horn 8/14/24 CFPB Advisory Opinion States Contracts for Deed are Credit Read More Troy Garris 7/5/24 Troy Garris 7/5/24 Court Issues Preliminary Injunction Against FTC's Non-Compete Ban Rule Read More Richard Horn 6/29/24 Richard Horn 6/29/24 Chevron is Overruled: Will This Stop the CFPB in its Tracks? Read More Richard Horn 6/4/24 Richard Horn 6/4/24 CFPB Issues Final Rule on Registry for Nonbank Public Enforcement Actions Read More Richard Horn 5/30/24 Richard Horn 5/30/24 CFPB Issues RFI on Mortgage Closing Costs: Prelude to a Proposed Rule Read More Richard Horn 5/16/24 Richard Horn 5/16/24 Supreme Court Holds that CFPB’s Funding is Constitutional Read More Richard Horn 4/10/24 Richard Horn 4/10/24 CFPB is Coming After Lender’s Title Insurance and Other Mortgage Fees: Did They Forget About Their Own Extensive Consumer Testing on the TRID Forms? Read More Richard Horn 12/20/23 Richard Horn 12/20/23 CFPB Approves First Trial Disclosure Program Allowing Modified TRID Forms for Construction-to-Permanent Lending: Is the Juice Worth the Squeeze? Read More Troy Garris 12/15/23 Troy Garris 12/15/23 FDIC Proposes Substantially Relaxed Section 19 Rule Read More Richard Horn 11/28/23 Richard Horn 11/28/23 CFPB Fines Large National Bank $12 Million for False Race and Ethnicity Information under HMDA Read More Melanie Feliciano 11/9/23 Melanie Feliciano 11/9/23 FTC Amends Safeguard Rule to Require Nonbank Financial Institutions to Report Data Breaches Read More Richard Horn 10/10/23 Richard Horn 10/10/23 CFPB Sues Large Non-Depository Mortgage Company for Filing Inaccurate HMDA Data and Violating Prior 2019 Consent Order Regarding HMDA Violations Read More Troy Garris 9/19/23 Troy Garris 9/19/23 CFPB Just Got Checked - Using UDAAP to Regulate Discrimination Is Out of Bounds – At Least for Some Read More Richard Horn 9/7/23 Richard Horn 9/7/23 DOJ Announces Another Redlining Settlement: Orders Bank to Pay $1.15 Million Towards Loan Subsidies, Outreach, and Community Partnerships Read More Troy Garris 9/6/23 Troy Garris 9/6/23 Is the Terminator Back? HUD Terminates Mortgagee’s DE Approval under Credit Watch Initiative Read More Richard Horn 9/6/23 Richard Horn 9/6/23 CFPB Fines Large Non-Bank Mortgage Company $1.75 million for RESPA Violations – RESPA is Back on the CFPB’s Radar Read More Troy Garris 8/18/23 Troy Garris 8/18/23 Different LO Compensation for Brokered-Out vs In-House Loans Prohibited? Maybe, Says CFPB Read More Newer Posts Older Posts
Troy Garris 10/3/24 Troy Garris 10/3/24 CFPB’s Focus on Data Security and Breaches: Essential Steps for the Mortgage C-Suite Read More
Richard Horn 9/13/24 Richard Horn 9/13/24 Garris Horn Successfully Defends its Client Against CFPB and DOJ Reverse Redlining Claims: Motion to Dismiss Granted in Federal District Court Read More
Richard Horn 8/14/24 Richard Horn 8/14/24 CFPB Advisory Opinion States Contracts for Deed are Credit Read More
Troy Garris 7/5/24 Troy Garris 7/5/24 Court Issues Preliminary Injunction Against FTC's Non-Compete Ban Rule Read More
Richard Horn 6/29/24 Richard Horn 6/29/24 Chevron is Overruled: Will This Stop the CFPB in its Tracks? Read More
Richard Horn 6/4/24 Richard Horn 6/4/24 CFPB Issues Final Rule on Registry for Nonbank Public Enforcement Actions Read More
Richard Horn 5/30/24 Richard Horn 5/30/24 CFPB Issues RFI on Mortgage Closing Costs: Prelude to a Proposed Rule Read More
Richard Horn 5/16/24 Richard Horn 5/16/24 Supreme Court Holds that CFPB’s Funding is Constitutional Read More
Richard Horn 4/10/24 Richard Horn 4/10/24 CFPB is Coming After Lender’s Title Insurance and Other Mortgage Fees: Did They Forget About Their Own Extensive Consumer Testing on the TRID Forms? Read More
Richard Horn 12/20/23 Richard Horn 12/20/23 CFPB Approves First Trial Disclosure Program Allowing Modified TRID Forms for Construction-to-Permanent Lending: Is the Juice Worth the Squeeze? Read More
Troy Garris 12/15/23 Troy Garris 12/15/23 FDIC Proposes Substantially Relaxed Section 19 Rule Read More
Richard Horn 11/28/23 Richard Horn 11/28/23 CFPB Fines Large National Bank $12 Million for False Race and Ethnicity Information under HMDA Read More
Melanie Feliciano 11/9/23 Melanie Feliciano 11/9/23 FTC Amends Safeguard Rule to Require Nonbank Financial Institutions to Report Data Breaches Read More
Richard Horn 10/10/23 Richard Horn 10/10/23 CFPB Sues Large Non-Depository Mortgage Company for Filing Inaccurate HMDA Data and Violating Prior 2019 Consent Order Regarding HMDA Violations Read More
Troy Garris 9/19/23 Troy Garris 9/19/23 CFPB Just Got Checked - Using UDAAP to Regulate Discrimination Is Out of Bounds – At Least for Some Read More
Richard Horn 9/7/23 Richard Horn 9/7/23 DOJ Announces Another Redlining Settlement: Orders Bank to Pay $1.15 Million Towards Loan Subsidies, Outreach, and Community Partnerships Read More
Troy Garris 9/6/23 Troy Garris 9/6/23 Is the Terminator Back? HUD Terminates Mortgagee’s DE Approval under Credit Watch Initiative Read More
Richard Horn 9/6/23 Richard Horn 9/6/23 CFPB Fines Large Non-Bank Mortgage Company $1.75 million for RESPA Violations – RESPA is Back on the CFPB’s Radar Read More
Troy Garris 8/18/23 Troy Garris 8/18/23 Different LO Compensation for Brokered-Out vs In-House Loans Prohibited? Maybe, Says CFPB Read More
