About Us

Our Story.

History. Garris Horn LLP has always been a virtual law firm that eschews the traditional law firm model, in favor of efficiency for its clients. Our firm was founded in 2018 by Richard Horn, the former CFPB Senior Counsel & Special Advisor who led the TRID mortgage disclosure rule and design of the forms, and mortgage industry veteran Troy Garris. They have since surrounded themselves with equally accomplished attorneys in business litigation, regulatory compliance, in-house counsel expertise, and more.

Practices Areas. We handle for a national client base:

• Consumer Financial Services Regulatory and Document Compliance

• Consumer Financial Services Litigation

• Commercial Litigation

• Mergers and Acquisitions (M&A) and Other Business Transactions

• Franchise Law

Our Aim. We have a singular aim – completely redesign the financial services law firm to provide the highest levels of efficiency of exceptional service to our financial services and business clients. We have shed such inessentials as expensive real estate, overstaffed offices, under-trained personnel, and ever-increasing law firm rates. We offer you an extremely efficient approach that focuses on our one priority: you. Our focus is on getting you there personally, effectively, and efficiently. That’s why our motto is:

Effective. Efficient. Evolved.

Our Clients.

• Mortgage companies and other consumer financial services companies

• Community, regional, and large banks and credit unions

• Secondary market investors

• Start-ups

• Quality control, due diligence and third party review companies

• Fintech and Regtech companies

• Title insurance companies

• Real estate brokerages and Proptech firms

• Businesses in other industry sectors

MBA Member