Blog Search Blog Entries: Troy Garris 3/26/26 Troy Garris 3/26/26 Fair Lending Risk Fragmenting, Not Fading Read More Troy Garris 3/19/26 Troy Garris 3/19/26 DOL Proposes New Independent Contractor Rule – What Could This Mean for Mortgage? Read More Richard Horn 3/14/26 Richard Horn 3/14/26 Trump Executive Order Targets TRID, ATR/QM, HMDA, and Other Rules for Revision in Regulatory Relief Effort for Banks in Mortgage Industry: What Your Company Needs to Know Read More Troy Garris 3/12/26 Troy Garris 3/12/26 Federal Reserve Moves to Eliminate “Reputation Risk” From Bank Exams - What Banks & Mortgage Divisions Need to Know Read More Troy Garris 3/5/26 Troy Garris 3/5/26 Fifth Circuit TCPA Ruling: Consent Does Not Require Written Consent? Read More Troy Garris 2/26/26 Troy Garris 2/26/26 Democrat-Requested GAO Report on CFPB Reorganization: What Are the Highlights? Read More Troy Garris 2/12/26 Troy Garris 2/12/26 FCC Delays Controversial TCPA Revocation Rule — Does the Mortgage Industry Get More Breathing Room? Read More Richard Horn 2/5/26 Richard Horn 2/5/26 Maryland Attorney General Announces Million Dollar Settlement with Title Insurance Company over RESPA Section 8 Violations Involving Joint Ventures: RESPA is Still on the State Radar Read More Troy Garris 1/29/26 Troy Garris 1/29/26 Freddie Mac’s AI Requirements Take Effect March 3, 2026 – Are You Ready? Read More Richard Horn 1/22/26 Richard Horn 1/22/26 HUD Proposes to Eliminate Disparate Impact Regulation: Robust Effect or Just Business? Read More Richard Horn 1/16/26 Richard Horn 1/16/26 Mortgage Lender and Appraisal Management Companies Face Class Action Lawsuit Over Appraisal Management Fee Disclosure: Is TRID a Defense or a Detriment? Read More Troy Garris 1/15/26 Troy Garris 1/15/26 DOL Reminder: Bonuses Usually Must Be Included in Overtime Pay Read More Richard Horn 1/9/26 Richard Horn 1/9/26 CFPB Requests Funding from the Federal Reserve for Q2 Read More Richard Horn 1/8/26 Richard Horn 1/8/26 District Court Finds that CFPB Must Request Funding from Federal Reserve: Will this Saga End with the CFPB On the Loose? Read More Richard Horn 12/19/25 Richard Horn 12/19/25 President Trump Issues Executive Order Closing Executive Agencies on the Days Before and After Christmas: Are These Business Days under TRID? Read More Richard Horn 12/18/25 Richard Horn 12/18/25 D.C. Circuit Grants En Banc Review in NTEU v. CFPB as Funding Battle Intensifies: What Does This Mean for Industry? Read More Troy Garris 12/11/25 Troy Garris 12/11/25 Mortgage Lenders: Are You Ready for the Coming Wage and Overtime Changes? Read More Richard Horn 12/4/25 Richard Horn 12/4/25 What is Going on at the CFPB: Funding, Furloughs, and APOR Read More Richard Horn 11/20/25 Richard Horn 11/20/25 RESPA Section 8 and Gift Giving: Keeping Holiday Cheer Compliant Read More Troy Garris 11/13/25 Troy Garris 11/13/25 Supreme Court Ends Antitrust Case Against NAR and Zillow – What Should Every Mortgage Executive Know? Read More Older Posts
Troy Garris 3/19/26 Troy Garris 3/19/26 DOL Proposes New Independent Contractor Rule – What Could This Mean for Mortgage? Read More
Richard Horn 3/14/26 Richard Horn 3/14/26 Trump Executive Order Targets TRID, ATR/QM, HMDA, and Other Rules for Revision in Regulatory Relief Effort for Banks in Mortgage Industry: What Your Company Needs to Know Read More
Troy Garris 3/12/26 Troy Garris 3/12/26 Federal Reserve Moves to Eliminate “Reputation Risk” From Bank Exams - What Banks & Mortgage Divisions Need to Know Read More
Troy Garris 3/5/26 Troy Garris 3/5/26 Fifth Circuit TCPA Ruling: Consent Does Not Require Written Consent? Read More
Troy Garris 2/26/26 Troy Garris 2/26/26 Democrat-Requested GAO Report on CFPB Reorganization: What Are the Highlights? Read More
Troy Garris 2/12/26 Troy Garris 2/12/26 FCC Delays Controversial TCPA Revocation Rule — Does the Mortgage Industry Get More Breathing Room? Read More
Richard Horn 2/5/26 Richard Horn 2/5/26 Maryland Attorney General Announces Million Dollar Settlement with Title Insurance Company over RESPA Section 8 Violations Involving Joint Ventures: RESPA is Still on the State Radar Read More
Troy Garris 1/29/26 Troy Garris 1/29/26 Freddie Mac’s AI Requirements Take Effect March 3, 2026 – Are You Ready? Read More
Richard Horn 1/22/26 Richard Horn 1/22/26 HUD Proposes to Eliminate Disparate Impact Regulation: Robust Effect or Just Business? Read More
Richard Horn 1/16/26 Richard Horn 1/16/26 Mortgage Lender and Appraisal Management Companies Face Class Action Lawsuit Over Appraisal Management Fee Disclosure: Is TRID a Defense or a Detriment? Read More
Troy Garris 1/15/26 Troy Garris 1/15/26 DOL Reminder: Bonuses Usually Must Be Included in Overtime Pay Read More
Richard Horn 1/9/26 Richard Horn 1/9/26 CFPB Requests Funding from the Federal Reserve for Q2 Read More
Richard Horn 1/8/26 Richard Horn 1/8/26 District Court Finds that CFPB Must Request Funding from Federal Reserve: Will this Saga End with the CFPB On the Loose? Read More
Richard Horn 12/19/25 Richard Horn 12/19/25 President Trump Issues Executive Order Closing Executive Agencies on the Days Before and After Christmas: Are These Business Days under TRID? Read More
Richard Horn 12/18/25 Richard Horn 12/18/25 D.C. Circuit Grants En Banc Review in NTEU v. CFPB as Funding Battle Intensifies: What Does This Mean for Industry? Read More
Troy Garris 12/11/25 Troy Garris 12/11/25 Mortgage Lenders: Are You Ready for the Coming Wage and Overtime Changes? Read More
Richard Horn 12/4/25 Richard Horn 12/4/25 What is Going on at the CFPB: Funding, Furloughs, and APOR Read More
Richard Horn 11/20/25 Richard Horn 11/20/25 RESPA Section 8 and Gift Giving: Keeping Holiday Cheer Compliant Read More
Troy Garris 11/13/25 Troy Garris 11/13/25 Supreme Court Ends Antitrust Case Against NAR and Zillow – What Should Every Mortgage Executive Know? Read More
